Pickfords' All Risks Insurance
Pickfords is licensed as a Financial Services Provider (Financial Service Provider number: FSB 9364) which, in terms of the FAIS Act of 2002, entitles us to operate in an intermediary services capacity in short-term insurance.
Domestic or Office Removals Insurance
- Why should I insure my goods?
- What can Pickfords' Insurance offer me?
- Insurance form for Domestic Move
- Notice of Disclosure
Why should I insure my goods for a Domestic or Office Move?
At Pickfords Removals we pride ourselves on our incredibly low incidence of insurance claims - even by international standards. However, we strongly believe in the importance of you insuring your household effects as comprehensively as possible, for the following reasons:
- Peace of mind - Your financial and domestic security is at risk if you have no insurance;
- Handling damage - a risk every time furniture is moved, irrespective of the removal company;
- Storm damage, including flooding;
- Riot and strike action;
- Theft by forced entry;
- Warehouse theft;
- Fire in vehicle;
- To avoid loss of general household insurance cover while your goods are in transit;
- Hijacking;
- Vandalism;
- Terrorism. Back to top
What can Pickfords' Insurance offer me?
It is only through 90 years of removal experience, that we are able to offer you genuine ALL risk insurance cover for your move at competitive rates. For your peace of mind, all you need to do is complete the Pickfords Insurance Application Form, valuing all your effects at "replacement values", and submit it to us before your moving day. Download the Domestic Insurance Form here.
With Pickfords Domestic Insurance, you will benefit from:
- All Risks Cover: Genuine all risk cover from door to door;
- Political Riot Cover: For all removals in South Africa;
- Pickfords Involvement: In the event of a claim, our management ensures that you have the added advantage of dealing directly with our insurance brokers;
- Our Insurers: Alexander Forbes is a large, reputable and well established insurance company, and have operated in South Africa since the last century. Claim settlements are prompt and fair;
- New Replacement Value: For you this means peace of mind. If an item is lost or cannot be repaired, it will be replaced. This policy does not inflict depreciated values on you;
- Your Insurance: Our insurance Terms and Conditions are transparent, as per the attachments on our site.
International Removals Insurance
- Why should I insure my goods?
- Why insuring my goods through Pickfords Removals?
- When and for how long will I covered?
- How should I value my goods?
- What are the premium options?
- Additional information about Pickfords Removals' Insurance
- Insurance Form for International Removals
- Notice of Disclosure
Why should I insure my goods?
Despite the specialist preparation of the treasured contents of your home for shipment, including meticulous export wrapping of furniture, careful packing of small items of glass and china into export cartons, and professional loading of your shipping container, inherent risks peculiar to household shipments can never be eliminated.
As you are exporting your movable assets to another country, it is inconceivable to take the risk of something happening to this overseas 'asset investment', without your household goods being comprehensively covered for any and all risks.
Why insuring my goods through Pickfords Removals?
Our International Transit Insurance Policy is especially designed to insure household goods, personal effects, antiques, fine arts, motor vehicles, etc. for international transit. Coverage is All Risks, door to door, subject to certain conditions and exclusions. These conditions and exclusions are detailed on the final page of the insurance application form.
Generally speaking, our insurance programme provides the most comprehensive cover available for international moves.
In the event of the vessel carrying your household goods, having to be salvaged, the costs for such an operation, which could be substantial, would be apportioned to every container that took part in the voyage. The same principle will apply if in a storm, containers were jettisoned overboard to save the vessel.
The Insurance Policy does, however cover you for these costs.
Provision to insure the shipping and packing charges is provided. In the event of total loss of your shipment, the insurance settlement overseas would include your shipping and packing charges in the appropriate space, on the application for insurance.
With Pickfords Removals, you will also benefit from:
- A Political Riot Cover: For all removals in South Africa.
- Pickfords Involvement: In the event of a claim, our management ensures that you have the added advantage of dealing directly with our insurance brokers.
- Our Insurers: Alexander Forbes is a large, reputable and well established insurance company and have operated in South Africa since the last century. Claim settlements are prompt and fair.
- A New Replacement Value: For you this means peace of mind. If an item is lost or cannot be repaired, it will be replaced. This policy does not inflict depreciated values on you.
It is only through 90 years of removal experience, that we are able to offer you genuine ALL risk insurance cover at competitive rates. For your peace of mind, all you need to do is complete the Pickfords Insurance Application Form, valuing all your effects at "replacement values", and submit it to us before your move day.
When and for how long will I covered?
From the time of commencement of packing by Allied Pickfords, until delivery at your destination home, your shipment is covered by the International Marine Insurance Policy. If unpacking is undertaken by our appointed destination agent, then cover is extended to cover the unpacking. This should take place within 7 days of delivery. Storage cover for up to 30 days in South Africa and in the country of destination is included.
Storage in country of destination is covered for 30 days, if stored in an enclose warehouse, approved by an agent. Read on the Terms and Conditions of Insurance.
How should I value my goods?
The replacement cost of your possessions at destination should be determined by you, and these values should be declared on a per item basis on a proposal form, supplied by Allied Pickfords. A proposal form serves as your application for International Transit Insurance, and this document lists property usually encountered in overseas moves. If adequate for your requirements, this detailed and completed application should suffice.
You may however compile your own detailed valued inventory, if so preferred, due to the application possibly not making provision for all your possessions. Only the items you specifically declare and value are insured, and it is therefore imperative that you devote quality time in preparing your application for removals insurance. We cannot overemphasise the importance of accurate, detailed, valued inventories.
With the exception of motor vehicles, your possessions should be VALUED AT THE NEW REPLACEMENT RETAIL COST IN YOUR COUNTRY OF DESTINATION. The relatively weak value of the Rand, against most currencies, should be taken into consideration, as the local SA Rand replacement value of your household will not be adequate for the replacement cost overseas. You may insure in any currency, but it is advisable to use the currency of the destination country.
Once we have received your completed application, confirmation of insurance will be provided to you.
What are the premium options?
Premiums available are as follows:
| Premiums | 3.75% | 3.5% | 3.25% |
|---|---|---|---|
| Excess | NIL | £100.00 | £200.00 |
Additional information about Pickfords Removals' Insurance:
Allied Pickfords International Marine Insurance Policy is administered by Alexander Forbes in the United Kingdom and by Alexander Forbes Transportation Risk Management Services in South Africa. The programme is subject to the Provisions of Open Marine Cargo policy issued by certain underwriters at Lloyd's of London.
Please submit in writing, your intention to claim within 7 days after delivery, and thereafter, make sure that you submit your claim forms/documents within 30 days of sending us this notice. For more info regarding Pickfords' insurance services, feel free to mail us at insurance@pickfords.co.za.
Although we are obviously very generous, in terms of the period in which to record a claim, we advise you to treat this with urgency, as we would like you to have your home 'restored' overseas soonest, to ease the settling process for you and your family